Beyond The Noise | Commentary, observations and tips

Faith, Discipline and ....???

When In Doubt, Zoom Out

My long-term investment philosophy relies upon three key tenets.

Faith and Discipline are the first two.

Find out what the third one is in this brief (2:30) video.

Categories: Behavioural | Financial Planning | Investing

When Markets Decline

Stay Cool!

It's been a rough first quarter for markets around the world.

Inflation, war in Ukraine and continuing supply chain disruptions are impacting a wide variety of investments.

As always, the solution for successful investors is not in the realm of economic or geopolitical forecasts. It's a combination of perspective and patience.

Here's a less-than-two-minute review of this important concept.

Categories: Behavioural | Financial Planning | Investing

Planning versus Predictions

Focus on what you CAN control

We’re in peak season of bold predictions about economies, interest rates and inflation.

My advice: Ignore all of that noise. We have no control over it anyway.

A better use of your time is to schedule a FINANCIAL PLAN review with me.
Why? There may be significant events or changes in your life that could impact your financial plan and future well-being. For example:

Wants vs. Needs

Track, tag and plan for them

Everywhere you look (and click), someone is trying to convince you that they have exactly what you NEED to make your life complete. How do you defend yourself against the constant barrage of emotional-button-pushing?

Here’s a habit to help you reduce short-term impulse buys, and strategically taking advantage of seasonal sales, while maintaining your long-term wealth building perspective.

Where Is The Economy Headed?

And what does it mean for you?

“The sole function of economic forecasting is to make astrology look respectable” (J.K. Galbraith, Economist).

What happens in the short-term to global economies is largely unpredictable. Think back to 2019.

Categories: Behavioural | Financial Planning | Investing |

John Radul, CFP
Wise Advisory Group
1315 North Service Road East,
Suite 203,
Oakville, ON L6H 1A7

Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and the Canadian Investment Regulatory Organization (“CIRO”). Investment services are provided through Wise Advisory Wealth Management, an approved trade name of ACPI. Only investment-related products and services are offered through ACPI/Wise Advisory Wealth Management and covered by the CIPF. Financial planning and insurance services are provided through Wise Advisory Group. Wise Advisory Group is an independent company separate and distinct from ACPI/Wise Advisory Wealth Management.